Ever dreamed of having your own unique space-live upstairs, work downstairs, or invest for future commercial potential? This could be the one! Welcome to a truly one-of-a-kind opportunity-formerly The Bayard National Bank, now a beautifully renovated and spacious home offering over 4,000 square feet of charm and functionality. The upper level features a comfortable 4-bedroom, 2 full bath layout with a cozy living room, dining area, and galley-style kitchen with ample cabinet and counter space. The private primary suite includes a full bath, a generous closet, and a conveniently located washer and dryer. Two staircases, one regular staircase and one spiral-connect the upper and lower levels, adding both practicality and character. The lower level offers endless possibilities with 2 half baths, a second full kitchen, and several versatile rooms perfect for an office, studio, rental space, or creative use. The original bank vault is still intact, adding a unique and memorable touch. Outside, you'll find a detached garage, an oversized carport, and an outbuilding for added storage or workspace. Located just a short drive from Blackwater Falls State Park, Canaan Valley, Timberline, Wisp Resort, Whitegrass Ski Resort, and the charming mountain towns of Thomas and Davis, WV and Oakland, MD, this property offers not only character and space, but also unbeatable proximity to some of the area's most popular attractions.